1Kosmos BlockID is a biometric-based identity verification and passwordless multi-factor authentication (MFA) platform with a privacy-by-design architecture centered around a private and permissioned distributed ledger. The platform generates a non-phishable multifactor authentication credential for employees, while giving customers a convenient passwordless option for strong authentication to prevent fraud. Because all personally identifiable information (PII) is public/private key encrypted and the user maintains sole possession and access to the private key with no third party intermediaries, PII is always stored and managed in compliance with data privacy mandates and is never exposed in the clear.The 1Kosmos BlockID platform's innovative architecture combines live biometrics, machine verification of government credentials; a portable, digital identity wallet; a private, permissioned ledger; and verified reusable digital credentials. Combined, these capabilities eliminate the identity gap in conventional Single Sign On (SSO) and MFA, remove the compromise between security and convenience by reducing transaction friction while verifying identity at every access or services request. An immutable chain of custody provides tamper-evident digital identity and verified credentials for unmatched trust.