Africa Pensions offers in-depth training, collaboration, and networking opportunities to help people attain financial knowledge. We dedicate each day to building an economy that will benefit future generations.Although the growth is commendable and welcome, and as the continent embraces the global shift from defined benefit to defined contribution systems; there are inherent challenges and headwinds. For instance, most of the continent's population -mostly in the informal sector and accounting for almost 80% of the workforce still remains uncovered by any form of retirement scheme and this is chiefly attributable to the fact that most of our pension systems are designed to cover those in formal employment and earning a regular income.