Founded in 2008, Appzone Africa's no.1 Fintech Software Engineering firm has evolved into a payment infrastructure company. Our Layer-1 Blockchain network is digitizing Fiat payments and enabling the transition to digital currencies while connecting previously excluded financial institutions into an all-inclusive payment ecosystem. In December of 2021, Appzone launched Zone as Africa's first decentralized payment network. Zone allows participating institutions to connect directly with each other and perform payment transactions without an intermediary while completely automating settlement, reconciliation, and dispute management. We are working with the brightest minds on the continent to digitize and completely automate financial services. Our Vision is for digital payments and Decentralized Finance to replace cash and traditional Banking in Africa.