Biz N Risk Management Consultants, a niche' consulting firm based in Dubai, provide specialized expertise and resources to help identify, fence and mitigate business risks – across Retail banks and finance companies. Founded by a Retail Credit and Collections specialist with extensive hands-on experience in managing retail credit as well as credit cards businesses across Middle-East and the Indian sub-continent, Biz N Risk solutions are very practical and include implementation support.Credit Policy, Analytics, Retail Credit underwriting, Collections, Fraud management and Authorizations are the areas of specialization within the spectrum of Retail Banking. Practical consulting approach based on strong domain track-record and experience has quickly built up a pool of clients with solid testimonials.