Capital Management Services Inc has been servicing clients since 1986. Capital Management Services, Inc. offers various services and packages for individuals, investors, and families.Fiduciary and Fee Only Wealth Management: Fiduciary means that we put our clients best interest above our own! We have a duty to our clients to make a plan that is in line with the clients investment objectives. We keep conflicts of interest out of the advice we provide.Fee-Only Wealth Management means No Commissions, No Products, and No Referral Fee's.Insurance Services: We provide help with Life Insurance, Long Term Care and Annuities. We are contracted with many carriers across the world to help find the ones that are best suited for your situation and Retirement Plan.Retirement Planning: We combine all aspects and assets and let them work together to build a comprehensive full retirement plan in order to help clients fund the quality life they want for retirement. This includes, Wealth Management + Insurance + Social Security + Estate Planning + Tax Mitigation + Charitable Giving = Retirement.401 (k), Traditional IRA & Roth IRA Planning: Whether you are changing jobs or need some guidance with your current 401k we can help. We also assist in deciding which type of IRA account you need to set up, and can help manage an existing IRA as well.Second Opinion Reviews: If you have a portfolio or would like to get a second opinion on a product or portfolio we will review your portfolio for free, simply schedule a review with us.Risk Tolerance Updates: Through time our level of Risk associated with our retirement plans can change.