Cal-Regent Insurance Services underwrites property and casualty insurance with State National Insurance Company (SNIC). SNIC is rated "A VIII" (Excellent) with A.M. Best and transacts insurance on an "admitted" basis. Our focus on Commercial Auto Garage and Business Auto programs has led to an astuteness in the industry. Our underwriters have been specially trained in house to provide efficient and high quality service to our customers. By working directly with brokers to build comprehensive insurance packages for each individual insured we can be extremely competitive and adaptable. We've also used our underwriting experience to enhance our interactions with our claims managers. By hosting our claims platform in house we've streamlined the process for handling losses quickly, accurately, and professionally. The SNIC garage program has been customized to provide coverage specific to non franchised used auto dealers (including motorcycles, large trucks and RVs), auto service shops, tire dealers, car washes, gas stations, parking/valet, driveaway contractors and mobile repair/detailer risks. Our business auto program has been carefully designed to provide coverage for businesses with ten or less vehicles. We'll work with brokers to cover your private passenger autos, pickup trucks and vans with the same excellent service and policies that you'll get in our garage program.