Cottons Financial Planning Ltd is a specialist business; providing financial services and advice to both individuals and companies.We are committed to providing bespoke solutions to meet your needs. We offer a range of services including:• Financial Planning & Wealth Management • Corporate Financial Advice & Pensions • Commercial Insurance • Mortgages & Access to Commercial Lending • We can also refer you to specialists in Will Writing & Probate• We can also refer you to specialists in Legal ServicesOur mission is to provide the very best advice available to meet the unique and complex needs of our clients. By their very nature some clients require more sophisticated support from their adviser than is widely available.With the client at the centre of everything we do at Cottons Financial Planning Ltd, accepting the invitation to join St. James's Place seemed a natural progression. Our core values focus upon offering all our clients an expert service of quality and excellence and on-going support through our fantastic team, which in turn gives financial peace of mind to all clients.*Your home and other property may be repossessed if you do not keep up repayments on your mortgage.*The value of an investment with St. James's Place may fall as well as rise. You may get back less than you invested.*Will writing and probate involves the referral to a service that is separate and distinct to those offered by St. James's Place. *Wills, Probate, Legal Services and Commercial Mortgages are not regulated by the Financial Conduct Authority.*Cottons Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). `The St. James's Place Partnership' and the title `Partner Practice' is the marketing term used to describe St. James's Place representatives.SJP approved on 21/11/2023