From our founding in 2003, our focus has always been on health. Initially a team of pharmacists, we recognized early on that the complexity of optimizing health for employees and the lack of information available to plan sponsors regarding the impact of their investment in employee benefits left an enormous gap in the market.It quickly became clear that health benefit plans were, in many cases, anything but healthy and plan sponsors didn't have the necessary insights to address the problem. However, identifying and quantifying the problem was only the first step.We then realized that the necessary solutions for self-insured plans were simply not available. This realization inspired us to build independent, customized solutions that enable the greatest health investment returns for plan sponsors and their members.Cubic was born from a truly independent pursuit of understanding and at its core, data was and is key to addressing the issues faced by plan sponsors. While data-driven insights were the first step, tailored, transparent, and evidence-based solutions are required to fill the growing gaps in the market. We've built a team of data-centric professionals to dig deep and bring to light issues that for decades have been obscured or simply accepted as being "the way it is". Through proprietary algorithms and analytics, we identify and quantify the existing and future health and financial challenges faced by self-insured plans. This information is then synthesized and purposefully worked into benefit plan designs and quantifiable solutions that best meet the needs of our clients, now and far into the future.Two decades in, we're as passionate as ever in connecting the health of the plan and its members. We've spent that time working with the largest plan sponsors in the country, developing innovative solutions based on industry-leading insights that continue to inform and influence our work each and every day.Learn more at www.cubic.ca