EPOCH Financial provides debt financing both to companies in sound financial condition and to those that have encountered strategic or operational difficulties that seriously affect their balance sheets. EPOCH Financials' alternative financing expertise lies in integrating several lenders or financing sources to provide the best solution. EPOCH Financial has a successful record of financing complex and difficult situations, particularly those where traditional bank lenders may be reluctant to extend credit or may desire to withdraw from the existing relationship.We work with clients requiring basic financial services such as establishing or replacing a revolving credit line or term loan, and with clients requiring more complex services including structuring mergers, reverse mergers, acquisitions, workouts, equity financing, equity promotion, and executive corporate consulting. A typical EPOCH Financial client has financing needs from $1 million to $100 million+. EPOCH Financials' corporate finance clients are companies that have progressed beyond the start-up phase and whose business concept or product(s) have already been adequately proven by experience.We strive to customize financing solutions to best suit each company's needs, whether it is seeking capital to:Complete acquisitionsFinance growthSupport working capital requirementsProvide liquidity to shareholdersComplete a recapitalization or balance-sheet restructuringRefinance corporate / company debtFinance commercial real estateEPOCH Financial can provide a broad range of options for financial transactions, including:Senior debtSecond lien loansUnitranche debtSubordinated debtMezzanine or junior debtConvertible debtTerm loansRevolving lines of creditAsset-based financing, including accounts receivable financingCash-flow based financingBridge loans and other short-term funding