Ajay Sharma is a Chartered Accountant with 25 years of rich experience heading and running Finance & Accounts in manufacturing and service industries. His experience encompasses Fortune 100 conglomerates such as Schneider Electric to family owned and run small businesses such as Mud Australia Pty Ltd. His significant contributions have been in the areas of business planning and controlling, financial reporting, financial analysis, treasury and cash management, and process improvements. He has successfully handled financial software rollouts, developing systems and procedures and employee performance management. He has added significant value to all businesses where he has worked. His particular strength lies in identifying problem or challenge areas and fixing them. Whether it is in funding challenges, inventory and asset control, strategic decision making or margin improvement, he has always successfully helped businesses overcome their most difficult challenges.Australia is a largely Small & Medium business driven economy. At the same time, labour costs are prohibitively high. It is not economic for SME businesses to hire a full time CFO. In most cases, the size and needs of a business do not even require full time presence of a senior finance professional. A disciplined, regular and systematic oversight and management of Finance on a part time basis is ideal for an SME. This way a small or medium business can gain from the strategic insight, expertise and experience of a CFO without spending a fortune. The value addition obtained from a part time CFO will far outweigh the cost in such scenario. Realising this, Ajay has founded HACS CFO to partner with small and medium businesses in providing access to the skill set, expertise, experience and insights of a qualified finance professional at a reasonable cost.