"Nidhi Company Award and Summit 2019" with the theme "Future of Nidhi Company" seeks to provide a platform for industry stakeholders to work out a road map for unleashing the true potential of the sector. The discussions at the forum would focus on the ongoing changes including the evolution in the Finance Industry, Consumer values, Technological disruptions, Digitization etc... with a view to understand the influence of these developments on business and explore the need for operations excellence; new products and a pool of next gen leaders to sustain high growth in the present changing financial environment.Transformation is the main focus of the Nidhi Company in India. With evolving & demanding needs of customers, insurers have been deriving growth mainly through improvising on product offerings as per people's aspirations, adopting vibrant distribution channels and reaching out to potential customers through targeted promotional activities. The growing middle class, expanding the working age population and increasing disposable income levels in the country are some of the factors that are expected to propel the growth of the industry in the coming years. Moreover, the government of India's initiatives towards attaining financial inclusion and accommodating regulatory regime will further offer necessary support to this growth