Over-The-Top Video Streaming - the delivery of video content over the internet without the need for traditional cable or broadcast infrastructure - is the fastest growing segment in entertainment with revenue forecasted to exceed $70 Billion globally in 2022 according to Digital TV Research and others. AVOD or Advertising (supported) Video On Demand will total $29 billion by 2022, up from $12 billion in 2016. Due to the seasonality of the advertising market, companies driven by an AVOD revenue model are uniquely challenged. While the market is expected to grow rapidly in the next 5 years, it will be challenging for companies to invest in growth due to cash flow timing in advertising. OTTLending.com exists to solve that problem.