The who, what and why of Optimized Credit Solutions.Who: OCS is a premier, insured, commercial credit analyst group that partners with commercial lenders to reduce their credit administrative costs, improve credit support processes, and strengthen risk management. What: Our focused niche is in receiving, analyzing, documenting, and organizing recurring borrower financial reporting packages, and in the process creating an optimal loan and borrower monitoring framework for our clients. Why: The most important aspect for us as a company. We seek partnerships with lenders that already have a good credit team and process in place, and by adding our own experienced credit personnel in as a support role, we get to watch as our clients' good team turn into an absolutely great team: higher employee morale, more time to focus on borrower relationships, more loans booked, happier customers, and a better overall risk management process.