All of us at Rapley & Company cut our litigation teeth working for insurance companies, and we're proud to continue in those partnerships. Insurers are without a doubt some of the most sophisticated litigants ever to darken a trial doorstep. They can smell value a mile away. They are cost-conscious and committed to efficient as opposed to extravagant resolution of the claims with which their thousands of insureds are faced every day.Before you consider hiring any lawyer, let alone one of us at Rapley & Company, we would encourage you to consider whether you might have a policy of insurance that may respond to a claim made against you. Your policy of automobile, home, general liability or business insurance may cover you for certain losses. If there is coverage under a policy of insurance, you can forward the Statement of Claim or Application with which you have been served to your insurance company or your insurance broker. The insurer may appoint a lawyer to represent you. The insurer may pay your defence costs and will instruct counsel to take the steps necessary to litigate and bring your file to a resolution.If you are not a defendant sued in litigation but rather, the party who may have a claim against someone else and who may want to initiate a lawsuit, you will not be able to look to a policy of insurance to pay the costs of prosecuting your case. You will want to hire Rapley & Company to efficiently and practically pursue all remedies on your behalf, or to tell you early on, before spending much of your money, that you have a risky case and to reconsider.At Rapley & Company, we specialize in the representation of self-insured businesses. We tend to be counsel to these companies which unfortunately tend to get sued frequently. Insurance continues to be a means of managing corporate risk and loss, but many of our clients wish to exercise a bit more control over the decisions made in the lawsuits they're faced with.