ZoomiMoney is changing global credit and money by disrupting under 35's credit and bringing RegTech innovation directly to the market and also via bank partnerships. We are offering turnkey tech and financial products, with revenue share opportunities.INVESTORS receive a premium over safe from de-risked arbitrage. Opportunity - $70tn.RETAIL: Under 35's save 7 years renting to buy with no product competitors offering a AAA design to supply global mortgages.Uniquely we price the risk of every credit applicant, so we have a granular risk cost base enabling us to leverage perceived cost against actuarial cost. Our product design is to share this significant arbitrage with bond investors and partners in the supply chain, from investment market to the consumer.Our proprietary financial products and IP are branded, ZoomiMoney. Our superior deep credit tech, ZoomiCredit. These comprise two brands of the ZoomiMoney Group (ZMG).We aim to reach 70 million renters globally who have saved 2% of the property purchase and have demonstrated good credit fundamentals, deserving of support and underwriting today, not years into the future. The current approach to mortgages and credit is creating a massive generational divide. Globally, under 35's are struggling to get on the housing ladder. High deposits are mandated under general mortgage policy and practices, but for those outside the housing market, over 80% of net income is committed and paid to rental commitments – E.g. rent is a measure NOT bundled with savings history, NOT appropriately scored within USA FICO scoring (300m people), NOR in global banking credit approval metrics (6bn people), NOR in investment bond rating models (tn's in investments). This huge oversight is a fundamental flaw in today's banking - a structural issue that has prejudiced younger people for decades and is the target of ZoomiMoney's disruption.ZoomiMoney is building executive and advisory teams to deliver product innovation and market impact.