Commercial Bank of California (CBC) is one of the nation's highest capitalized banks, ranking in the top 6 percent. A full-service, FDIC-insured, community bank headquartered in Irvine, California, CBC is owned, built and run by entrepreneurs for entrepreneurs. Local business leaders such as William Lyon, Paul Folino, and Alex Meruelo serve on the Board of Directors. Inspired by the best practices and experience of the Meruelo Group, CBC specializes in delivering customized, highly personalized banking services to small and mid-sized California businesses and entrepreneurs.CBC was founded over a decade ago and today has one of the highest capital ratios in the country, as well as a talented and dedicated team of bankers. In 2013, the bank began executing a new strategic plan designed to power its growth for the next decade. To realize that vision, the bank strengthened its executive management team by appointing Ash Patel as CEO of CBC. In late 2014, Paul Folino became Chairman of the Board, bringing a wealth of knowledge, experience and leadership to the Board of Directors at CBC. Refreshed leadership has brought new dynamism to the bank. CBC's management team immediately implemented an innovative strategic plan to transform CBC into a $1 billion bank by 2020. The bank has also focused on creating an entrepreneurial culture to better serve and anticipate the needs of business owners.