Chances are YOU or someone you know is facing the possibility of foreclosure or can not afford mortgage payments anymore and are scared about what to do. Today, one out of every 7 homeowners are behind on their mortgage payments and over half of the homeowners who get approved for a loan modification end up in foreclosure. I offer compassionate and honest advice to homeowners and give them alternatives to foreclosure. I also help market their homes and sell them in today's market while simultaneously working with their lien holders to get them to agree to settle their debt for less than what is owed.