QSuper products and services are designed to support the retirement goals of existing QSuper members, Queensland Government employees and their families. It's something we've been proudly doing for over 100 years. We work for members, not shareholders. So our members can be confident that we aim to return profits to them as better services and lower fees. Being part of Australian Retirement Trust means our members benefit from our size and scale as we seek out investments to guard and grow their retirement savings and income.Our members rely on us to help them feel secure, confident and protected, so we provide tools and advice to help them make informed, confident decisions. And our employers trust us to help make superannuation simple for them, with tailored solutions and dedicated local support teams.---------------------------------------This information and all QSuper products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Any reference to "QSuper" is a reference to the Government Division of Australian Retirement Trust. You should consider whether the product is right for you by reading the relevant product disclosure statement (PDS) and Target Market Determination (TMD) available at qsuper.qld.gov.au/PDS or call us on 1300 360 750 to request a copy.