A new breed of digital payments. novae is a B2B smart payments platform that creates superior user experiences to bring digital engagement and loyalty to new levels. novae has been in the fintech space before the term even existed. Our momentum began in Latin America, where we co-created multiple B2B financial solutions with strategic partners. They grew and so did we. We went on a path of disruption around the world, setting up shops in strategic places to align with our global expansion strategy. We've built solid partnerships with key players, such as Visa, Expedia, CyberSource, LivePerson, and Metropolitan Commercial Bank, among others. Every turnkey, white-label solution is designed to simplify and expedite how end-users make everyday payments, on and offline, all while providing added value via rewards, unique purchase opportunities, and travel benefits. The result: Highly engaged users and incremental spending across the board.