Xgemina is a Technology Company formed to support the evolution of the Financial Services Industry. Xgemina's team of highly experienced Payments Industry professionals have deployed over 500 Payment Systems in Banks and at National levels. The team is one of the most proven and trusted groups in the industry. Xgemina has spent 5 years in R&D to develop an enterprise-level Payments and Transactional Framework. This framework is used as the basis for multiple technical and business models. Xgemina's technology framework is currently being deployed in 3 business models:TORTUGA MOBILE [www.tortugamobile.com]Tortuga is a Mobile-first Payments, Banking and Commerce Platform. It is already developed, certified (VISA, MasterCard, PCI) and in production.UNITY ALLIANCE [Launhcing in 2018]UNITY Alliance is a Bank><Fintech Intermediation Platform. UNITY provides the technology and relationship framework that allows Banks and Fintech companies to integrate and interoperate seamlessly. Tortuga Mobile is the first Fintech member of the Alliance, creating the first UNITY production environment.INTRAN [Launbhcing in 2018]INTRAN is a new generation of Payment Switch, developed using the same core transactional engine that is used in Tortuga and UNITY. INTRAN is developing the latest generation of Payment Switching Technology, based on the latest requirements of the Financial Services Industry.