Northwest Counseling Service, Inc. (NWCS) is a nonprofit organization that was founded for the purpose of providing real estate and housing counseling services to Philadelphia area residents. The agency enjoys a favorable track record and has been recognized for providing expert advice and quality services in the areas of pre and post purchase, pre and post rental, mortgage default/delinquency/foreclosure, ant-predatory lending, rental default, reverse mortgage counseling/certification and housing consumer education. NWCS is committed to encouraging the growth potential in Philadelphia neighborhoods, and to stimulating the reversal of neighborhood decline, by creating and promoting financial stabilization of Philadelphia residents. Specifically, through efforts that seek to encourage the availability of safe and decent housing, support the financial stability of residents to secure and maintain decent housing and; in general, by educating individuals and families in ways to make informed choices, NWCS, through efforts at helping residents, one by one, has played an integral part of the upward movement of the solid financial stabilization of neighborhoods in the City of Philadelphia and its surrounding communities.