Tinkoff, one of the world's largest and most profitable independent digital banks, is part of London-listed TCS Group Holding PLC, Russia's digital provider of financial and lifestyle services. TCS Group also includes 'Tinkoff Investments' brokerage platform, 'Tinkoff Business' serving the needs of SMEs and large businesses, virtual mobile operator ‘Tinkoff Mobile', direct insurer ‘Tinkoff Insurance', and ‘Tinkoff Software DC', a network of development hubs across Russia. Using its powerful platform, Tinkoff provides its own products and services and those of its and partners to customers across Russia. Tinkoff was originally established as a branchless credit card issuer by the country's serial entrepreneur Oleg Tinkov in 2006 and has been listed on the London Stock Exchange since 2013. It is now also trading on Moscow Exchange. Completely cloud-based, Tinkoff offers products ranging from current accounts and online securities trading for individuals to accounting and tax support services for small and mid-sized businesses. Despite its formidable size, staying close to the customer and providing user-friendly interfaces remain central to Tinkoff's success.